If you use your computer for internet banking, it is best to use the free services offered by many online banks to secure your account. However, some of these services are not available on your computer unless you are connected to the internet. If you run an application that requires you to download it from an internet site, you are doing a disservice to your computer. If you are not connected to the internet, you will be unable to download your application from that website. This means that you will have to pay a fee to download your program. Not only will you be paying a fee to download the application, you will be paying an even larger fee if you are not connected to the internet at the time you download the program.
The application that you download is usually a paid one. If you download the application for free from the internet, you are compromising the security of your computer. If you use your computer for internet banking, it is not a good idea to use free software to secure your account. The internet is a dangerous place for your personal information. You want to use the most secure programs that are available for your computer. Using free software to secure your bank account is a disservice to your personal computer.